CONSENT TO ELECTRONIC COMMUNICATIONS IMPORTANT
INFORMATION
ABOUT ELECTRONIC DOCUMENTSTo apply for a loan online, please review this
information first to
determine if you want to use
electronic signatures and documents. For
the purpose of
this Consent, the term "Online Service" shall mean any
electronic loan transaction or other electronic
financial product or
service we offer that you apply
for, obtain, use, administer, or
access using the
Internet, a website, email, messaging services
(including text messaging), or software applications
(including
mobile applications), whether by or through a
personal computer, a
mobile device, or a hand-held
computing device.
CONSENT TO USE ELECTRONIC DOCUMENTS
We use documents that are in “electronic form” for all
Online
Services made through this website, regardless of
whether an
application is approved. "Electronic form”
means that the documents
are displayed on a computer
screen instead of printed on a piece of
paper, and sent
back and forth over the Internet instead of by mail
or
private courier. These electronic documents include the
account
application, loan and/or extension request
forms, loan agreements and
disclosure statements,
privacy notices, arbitration agreements,
adverse action
notices (statement of credit denial), and any other
consumer notices or disclosures. We will display all
documents
electronically through your web browser during
the application
process. If we are not able to approve
your loan request, we will
send you an adverse action
notice electronically via email. We
encourage you to
print and save copies of all of these documents.
GRANT OF CONSENT AND SCOPE OF CONSENT
With regard to the federal Electronic Signatures in
Global and
National Commerce Act (the E-Sign Act), you
acknowledge and agree
that each and every Online Service
you obtain or use is a transaction
in or affecting
interstate commerce. By selecting “I Agree” or a
similar
link or button below, you are agreeing to receive all
documents, disclosures and notices electronically from
us related to
any Online Service, your loan application,
and any resulting loan,
including without limitation any
loan agreement, this consent to
electronic
communications, the Truth in Lending Act disclosures set
forth in a loan agreement, change in terms notices, fee
and
transaction information, statements, delayed
disbursement letters,
consumer disclosures,
state-mandated brochures and disclosures,
adverse action
notices, and any other information related to your
loan
or any Online Service.
You further agree that any electronic records will be
sufficient as
"writings" under applicable law or
regulation. Your consent to the
receipt, provision, use,
and exchange of Electronic Records applies
not only to
the particular transaction with respect to which you are
accepting this Consent, but also to any and all future
Online
Services that we may provide to you. After
accepting this Consent, if
you use or obtain any
additional Online Services, you acknowledge and
agree
that this Consent will apply to those additional Online
Services, and you agree that it is not necessary for us
to present or
for you to accept similar terms to this
Consent. If we do present you
with such terms in
connection with any additional Online Services in
the
future and you do not accept them, you agree that your
decision
not to accept the terms will not constitute a
termination or
rejection of this Consent with respect to
any other Online Services.
HARDWARE AND SOFTWARE REQUIREMENTS
In order to have access to electronic documents, you
must have a
computer or other device with Internet
access and a web browser with
128bit SSL.
AVAILABILITY OF PAPER DOCUMENTS
If you do not wish to use electronic documents, you
should apply at
one of our store locations in lieu of applying online. If you have already applied
online and
wish to obtain paper copies of your
documents, then you should email
us at
info@USACashServices.com or submit a written request by
mail to
USA Cash Services, P.O. Box 150744, Ogden, UT
84415, together with a
list of the specific documents
requested. We will not charge you a
fee for paper
documents. Requesting paper copies of documents is not
the same as withdrawing your consent to receive
documents in
electronic form.
WITHDRAWING CONSENT FOR ELECTRONIC DOCUMENTS
You may withdraw your consent to use electronic
documents at any time
and without charge. If you
withdraw your consent, you may not use
this website to
obtain a loan from us. Withdrawing your consent will
not
affect the validity or enforceability of any documents
or
disclosures provided in electronic form before the
notice is
effective. Also, withdrawing your consent will
not affect our rights
under the loan agreement to debit
your bank account to repay an
outstanding loan. 1. If
you have completed your account application
and clicked
on the "FINAL SUBMIT" button, you may withdraw your
consent by sending an email to info@USACashServices.com
or by writing
us at USA Cash Services, P.O. Box 150744,
Ogden, UT 84415. Your
withdrawal of consent will be
effective when we receive it and have
had a reasonable
amount of time to act on it. 2. If you have
withdrawn
consent for electronic documents, but now wish to
receive
electronic documents, simply complete a new
account application
online.
REQUEST ELECTRONIC DOCUMENTS
By checking the box below, and/or by accessing this site
using any
password we may send you via email, you are
consenting to receive
documents in electronic form as
described above. Your consent applies
to all documents,
notices and disclosures relating to this loan
transaction (including those listed above) and all
subsequent loan
transactions using this website.
By checking the box at the end of this Agreement, you
acknowledge and
agree with the following statements:
- You have read, received, and printed and/or
saved this
agreement.
- You hereby agree to the terms of this Agreement.
- You agree and consent to the use of documents in
electronic
form.
Electronically signed by USA Cash Services' Authorized
Representative: David Raine.
Please scroll to the bottom of this box and check the box to
CONSENT before continuing
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SAMPLE of Fees and APR for
TYPICAL Loans
BY CHECKING THE BOX BELOW: I
certify that all information provided is true, correct, and complete. I
authorize USA Cash Services and representatives to: (i) check my credit
and employment history; (ii) contact any person named in this
application to verify any information I have provided; and (iii) answer
questions regarding my credit experience with them. I also authorize my
employer to release information regarding my employment status to USA
Cash Services.
Date:
Dec 10, 2024